Last updated and effective: 1 August 2026
Courtesy translation. This English version is provided for convenience only. The Hebrew version of these Terms is the binding text; in any case of discrepancy or inconsistency, the Hebrew version prevails.
Welcome to Stockast — a Hebrew- and English-language social platform for short-form financial content, featuring a feed of user-generated content (videos, posts, and comments), communities, group chats and direct messages, delayed market data, watchlists, a virtual (simulated) investment portfolio, a prediction game, educational courses, price alerts, and content-creation tools.
In these Terms of Service (the "Terms"), the following terms have the meanings set beside them:
Brand continuity: Stockast is the new name of the service formerly operating under the name StockTok — the same service and the same operator. The name change does not alter the parties' rights or obligations in any way (see Section 29.2).
Form of address: The Terms are drafted in the masculine form for convenience only and are addressed equally to all genders. (Note: this convention applies to the binding Hebrew text.)
Binding language: The Hebrew version of the Terms is the binding version. Translations into other languages, including English, are provided for convenience only; in any conflict, the Hebrew version prevails.
In these Terms, "including" means — including but not limited to.
1.1 The Terms govern access to and use of the Service and constitute a legal agreement between you and the Operator. Using the Service — including installing the App, registering, browsing, or viewing content — constitutes agreement to the Terms. If you do not agree to the Terms, in whole or in part — do not use the Service.
1.2 You are encouraged to read the Terms carefully and keep a copy. The Terms are available at all times from within the App (settings screen) and on the Site.
1.3 Accompanying documents: The Privacy Policy, the Legal Disclaimer, the Community Guidelines, and the prediction-game rules (to the extent published in the Service) form part of the Terms by reference. In any conflict between the Community Guidelines or the prediction-game rules and the Terms — the Terms prevail.
1.4 Paid services: As of the date of this version of the Terms, the Service is provided free of charge and contains no active payment components, subscriptions, or advertising. Some content may be labeled as intended for future paid tiers; such labeling does not enable any purchase — no purchase is currently possible in the Service. If paid services are launched in the future, they will be governed by separate, dedicated terms presented for the User's agreement before any charge, alongside applicable consumer law.
1.5 Use of the Service is permitted only in accordance with applicable law and subject to the Terms.
1.6 Territorial scope and availability: The Service is operated from Israel and is directed, at this stage, at users in Israel. During the beta period the Service is not offered to, and is not directed at, users located in the European Union or the European Economic Area (EEA), and the Operator may limit the availability of the Service, of registration, or of particular features by territory. Should the Service be offered to users in the EEA in the future — the provisions designated for EEA users in these Terms and in the Privacy Policy will apply as of the availability date, without these documents requiring re-drafting, and notice will be given in accordance with Section 2.
2.1 The Operator may update the Terms from time to time, including following changes in the Service, in law, or in regulatory requirements.
2.2 A material change to the Terms will take effect no earlier than seven (7) days after notice of the change is given, by way of a prominent notice in the App and/or an email to the address registered to your account. A material change will not take effect immediately.
2.3 A non-material change (such as wording corrections, clarifications, or technical updates) takes effect upon publication of the updated version in the Service and updating of the "Last updated" date.
2.4 Notwithstanding the foregoing, a change required by law, by an order of a competent authority, or for urgent handling of a security risk — may take effect earlier, and notice of it will be given as soon as practicable in the circumstances.
2.5 Continued use of the Service after the effective date of an updated version constitutes agreement to the updated version. If you do not agree to the updated version — you must stop using the Service, and you may delete your account at any time from within the App.
2.6 Previous versions of the Terms will be retained by the Operator and provided upon written request.
3.1 The Service is provided free of charge, and parts of it may be provided in an experimental or early (beta) form.
3.2 The Operator may, on reasonable grounds — operational, technological, legal, security-related, or business — add features to the Service, modify them, suspend them, or remove them, in whole or in part.
3.3 With respect to a materially adverse change to the Service or a complete discontinuation of the Service, the Operator will endeavor, to the extent possible in the circumstances, to give advance notice a reasonable time before the change, and to allow you to export your data as set out in the Privacy Policy.
3.4 Nothing in this Section derogates from rights granted to you by law that cannot be contracted away.
4.1 The Service is intended for, and permitted for use only by, persons who are at least eighteen (18) years old. By registering for the Service you represent that you are at least 18 years old and have the legal capacity to enter into these Terms.
4.2 As part of registration you will be asked to provide your date of birth. Providing a false date of birth is a breach of the Terms.
4.3 The Operator reserves the right to request proof of age at any stage, as a condition of continued use of the Service.
4.4 If the Operator becomes aware that a registered user is under 18 years of age — the Operator may and will act to cancel that user's account, and the personal data about that user will be deleted promptly, in accordance with the Privacy Policy.
4.5 The Service is not directed to children, and the Operator does not knowingly collect personal information from persons under 18 years of age.
5.1 Some Service features require opening an account. When registering and thereafter, you must provide true, accurate, and up-to-date details, and update them as they change.
5.2 The account is personal. You may not open an account for another person, transfer or assign an account, or use another person's account.
5.3 You must keep the means of access to your account (including password and authentication methods) confidential and not disclose them to others.
5.4 You must notify the Operator immediately, at support@stockast.app, of any suspected unauthorized use of your account or any other compromise of its security.
5.5 You are responsible for activity carried out in your account until the time notice is given under Section 5.4 — except to the extent that the activity results from an act or omission for which the Operator is responsible.
5.6 The Operator may suspend access to an account or require re-authentication where there is a reasonable concern for the security of the account or the Service.
6.1 Subject to your compliance with the Terms, the Operator grants you a personal, limited, non-exclusive, non-transferable, non-sublicensable, revocable license — to install the App and use the Service, on devices you own or control, for personal, non-commercial use only.
6.2 This license does not grant you any right in the Service or its content beyond the aforesaid right of use, and does not transfer any ownership.
6.3 On Apple devices, the license to use the App copy is also subject to Apple's standard Licensed Application End User License Agreement, as set out in Section 22.
7.1 When using the Service, it is strictly prohibited to do, attempt to do, assist, or encourage others to do any of the following:
(a) Capital-markets offenses and manipulation
1. Artificially amplify, suppress, coordinate, or otherwise distort engagement, sentiment, visibility, or market perception on the Service — including through multiple accounts, covert coordination, automated means, or false representations.
2. Organize, coordinate, promote, or participate in "pump and dump" schemes or any other activity intended to fraudulently influence the price, liquidity, or trading volume of a Financial Asset.
3. Publish false or misleading information regarding a Financial Asset or a market, including any statement, promise, or forecast that the publisher knows, or should know, to be false or misleading, or publication that conceals material facts.
4. Use or distribute inside information in violation of law.
5. Publish an offer or solicitation to the public to purchase securities or invest in a venture — including approaching the public to submit offers to purchase securities, capital raises, "investment rounds," and investor-recruitment campaigns — without a prospectus permitted by the Israel Securities Authority or an explicit exemption under law.
6. Advertise, promote, or offer — directly or indirectly, for consideration or without it — investment advice, investment marketing, or portfolio management services, including "tips" or "signals" groups (paid or free), personal investment coaching, "advice sessions," and the like — unless the offered service is provided by an appropriately licensed person lawfully, with the license details stated.
7. Use the Service in any manner that violates securities laws or any other law applicable to capital markets.
(b) Impersonation and misrepresentation
8. Impersonate any person or entity — including an investment adviser, investment marketer, portfolio manager, broker, regulated body, exchange, or authority — or make a false representation of a connection, qualification, license, or affiliation.
(c) Abusive and unlawful content
9. Publish or distribute unlawful content or Objectionable Content (as defined in Section 12.2), including content that includes incitement, racism, or hate speech; harassment, bullying, or threats; defamation; invasion of privacy; non-consensual sexually explicit content, and any sexual content relating to minors; or encouragement of violence or self-harm.
(d) Technical abuse and data extraction
10. Perform, without the Operator's express prior written authorization, operations of the type of scraping, crawling, mining, harvesting, or training (training artificial-intelligence or machine-learning models), systematic or large-scale extraction of data or content from the Service, or use of the Service's content and data to create databases, derivative products, or competing services.
11. Use robots, crawlers, scripts, or other automated means to access the Service, create accounts, or perform actions in it.
12. Circumvent or attempt to circumvent the Service's security, identification, filtering, rate-limiting, or access-control measures; penetrate areas not intended for public access; or probe the Service for vulnerabilities without prior coordination with the Operator.
13. Distribute through the Service viruses, malware, or harmful code, or disrupt the operation of the Service, its servers, or its networks.
14. Reverse engineer, disassemble, or decompile the App, except to the extent expressly permitted by law that cannot be contracted away.
(e) Prohibited commercial uses
15. Publish spam, unauthorized advertisements or commercial solicitation, pyramid schemes, or "multi-level marketing."
16. Sell, rent, redistribute, or commercialize the Service, its data, or its content, or any access to them.
(f) General
17. Infringe the rights of any third party, including intellectual property, privacy, and reputation rights.
18. Use the Service in violation of any law, the Terms, or the Community Guidelines.
7.2 The Operator may investigate violations of this Section, take any enforcement measure as set out in Section 12, and report to competent authorities — including the Israel Securities Authority and the Israel Police — where required or justified under law.
8.1 The Community Guidelines, as published in the Service and updated from time to time, detail the rules of conduct and content in the Service, and form an integral part of the Terms by reference.
8.2 A material update of the Community Guidelines will be treated as a material change to the Terms for the purposes of Section 2.
8.3 In any conflict between the Community Guidelines and the Terms — the Terms prevail.
9.1 Public by design: Posts, videos, comments, and predictions that you publish in the Service, as well as your profile details (username, display name, profile photo, and bio) — are visible to other users of the Service. The scope of exposure is subject to the "private account" setting: in a private account, certain content and details are visible only to followers you have approved, as detailed in the Service and the Privacy Policy.
9.2 You should take into account that content you have published publicly may be viewed, saved, or copied by others (for example in screenshots), and the Operator cannot control the use made of it by third parties outside the Service.
9.3 Direct messages and group chats: Direct messages (DMs) and group chats are not public and are visible only to the participants in the conversation. The Operator does not routinely monitor them, but may review them and act with respect to them to the extent reasonably required: to examine a report of a violation or abuse; to enforce the Terms and the Community Guidelines; to comply with an obligation under law or an order of a competent authority; or to protect the safety of users, the public, or the Service — all in accordance with the Privacy Policy.
9.4 Private by default: Your watchlists and your virtual portfolio are private by default and are not displayed to other users — unless you explicitly choose to publish them using the Portfolio/Watchlist stickers in content you share. Such publication requires enabling the option in advance in the settings screen (Settings → Privacy Controls; off by default) and an additional confirmation by you immediately before each publication.
9.5 Voluntary sharing of the virtual portfolio and watchlists is available, to the extent the feature is enabled in the Service, through the opt-in mechanism set out in Section 9.4. Any other future change to the public/private characteristics of Service components will be accompanied by an update of these Terms or the Privacy Policy, as applicable, in accordance with Section 2.
10.1 "User Content" — any content you upload, publish, send, or display in or through the Service, including videos, posts, comments, predictions, text, images, messages, and content created using the Service's creation tools.
10.2 Your ownership: Your User Content remains yours. The Terms do not transfer ownership of your User Content to the Operator.
10.3 Operational license to the Operator: By uploading User Content to the Service, you grant the Operator a worldwide, non-exclusive, royalty-free license, transferable in connection with an assignment as set out in Section 28.2, and sublicensable to service providers acting on the Operator's behalf for the operation of the Service — to host, store, cache, reproduce, copy, transmit, distribute, display, perform, technically adapt, reformat, excerpt, index, filter, and moderate your User Content, and otherwise use it — as necessary to operate, secure, improve, troubleshoot, enforce, promote, and provide the Service. Notwithstanding the foregoing, promotional use of Market Content (content discussing securities or financial assets, as defined in Section 11.1) requires that the not-advice notice accompany any excerpt, and such promotional use does not constitute adoption or endorsement of the content, or a recommendation of it, by the Operator.
10.4 User-to-user license: In addition, you grant each user of the Service a non-exclusive license to access and use your User Content through the functionality of the Service only, and subject to your privacy settings. This license does not grant any right to use the content outside the Service.
10.5 Representations and warranties: You represent and warrant that — (a) your User Content is your own creation, or you hold all rights and permissions required to publish it and to grant the licenses in this Section; (b) the content and its publication do not violate any law, including securities laws, and do not infringe third-party rights, including intellectual property, privacy, and reputation rights; (c) the content complies with the Terms and the Community Guidelines.
10.6 Responsibility for content: Full responsibility for User Content — including its accuracy, legality, and the consequences of its publication — rests with the user who created or published it. The Operator does not adopt User Content, does not approve it, and does not vouch for its accuracy.
10.7 Deletion and limited survival: Deleting User Content or deleting an account removes the content from the Service, as detailed in Section 26 and the Privacy Policy. The licenses in this Section will continue to apply after deletion only with respect to: (a) routine backup copies, for a limited period until backup cycles lapse; (b) security logs and records required for enforcement and investigation of violations; (c) copies that must be retained under law; (d) aggregated or anonymized data that does not identify you and does not include your content in a form identified with you.
10.8 Moral rights: Nothing in the Terms derogates from your moral right under the Israeli Copyright Law, 5768-2007. You acknowledge that reasonable technical adaptations required to display content in the Service — such as resizing, cropping for display, compression, and the addition of system markings and operational captions — do not constitute a violation of your work.
11.1 This Section applies to any User Content relating to a Financial Asset, to the capital markets, or to the advisability of an investment ("Market Content").
11.2 By publishing Market Content, you undertake, toward the Operator and toward the other users, the following commitments:
(a) Disclosure of personal interest: To disclose within the content any personal interest you have in the subject of the content — including a holding in the discussed Financial Asset, an intention to trade in it, or receipt of consideration or a benefit in connection with the publication; and where no personal interest exists — to refrain from any false representation as to its existence or absence.
(b) Generic content, not personal advice: Not to present Market Content as advice personally tailored to a specific person. You acknowledge and agree that any Market Content you publish in the Service is generic in nature, is not tailored to the particular data and needs of each person, and is not a substitute for investment advice or investment marketing by a licensed provider that takes such data and needs into account.
(c) No hidden consideration: Not to receive consideration or a benefit, directly or indirectly, in connection with publishing Market Content — without disclosing this prominently within the content.
11.3 Display of notices by the Operator: You agree that the Operator may display, attached to or alongside Market Content, notices and clarifications in the spirit of Section 3(b) of the Advice Law — including a notice regarding the existence or absence of a personal interest of the publisher, and a notice that the content is not a substitute for advice that takes into account the particular data and needs of each person. Your acceptance of the Terms constitutes your written commitment to the inclusion of such notices in and alongside your Market Content.
11.4 Nothing in this Section permits activity that requires a license under law, and every commitment under this Section is in addition to, and does not derogate from, your obligations under law.
12.1 A right — not an obligation: The Operator may, but is not obligated to, monitor, review, filter, and examine User Content, in advance or after the fact, by automated or human means. Exercising powers under this Section does not impose on the Operator editorial responsibility for User Content and does not constitute its adoption.
12.2 "Objectionable Content" — any of the following: unlawful content; misleading, manipulative, or prohibited content in capital-markets matters as set out in Section 7.1(a); incitement, racism, and hate speech; harassment, bullying, humiliation, or threats; defamation; invasion of privacy; non-consensual sexually explicit content and any sexual content relating to minors; encouragement of violence or self-harm; spam, scams, and fraud; impersonation; content infringing third-party rights; and any other content violating the Terms or the Community Guidelines.
12.3 Zero tolerance: The Operator maintains a zero-tolerance policy toward Objectionable Content and toward abusive users.
12.4 Reporting and blocking tools: The Service includes a content-filtering mechanism, an in-app option to report content and users, and an option to block users. The Operator's contact details are published in Section 29.
12.5 Handling reports: The Operator undertakes to act on a report of Objectionable Content within five (5) business days of its receipt — including, as required in the circumstances, removing the violating content and ejecting the user responsible for it from the Service. This does not derogate from the Operator's authority to act sooner, including immediately, in serious cases; and content in the Service is also subject to the filtering mechanism described in Section 12.4.
12.6 Enforcement measures: Without derogating from any other right, the Operator may — at its reasonable discretion and according to the severity of the violation, its circumstances, and its recurrence — take one or more of the following: issuing a warning; removing content or blocking access to it; labeling content or adding clarifications alongside it; limiting the distribution or ranking of content (de-ranking); restricting usage features; suspending an account; and permanently closing an account. An egregious or repeated violation may lead to immediate removal and permanent ejection, without prior warning.
12.7 The Operator may preserve evidence of violations (including copies of removed content and relevant activity logs) and transfer it to competent authorities where required or justified under law, in accordance with the Privacy Policy.
12.8 A user who believes an enforcement measure was taken against them or their content in error — may contact the Operator at support@stockast.app, and the Operator will examine the inquiry within a reasonable time and respond to it.
13.1 The Operator respects intellectual property rights and acts in accordance with the Israeli Copyright Law, 5768-2007, and with "notice and takedown" procedures as recognized in Israeli case law.
13.2 Submitting an infringement notice: Anyone who believes that content in the Service infringes their copyright or another right of theirs is invited to send a notice to: support@stockast.app, including — (a) the complainant's details and contact channels; (b) identification of the work or the claimed right, and support for ownership or for authorization to act on behalf of the rights holder; (c) precise identification of the allegedly infringing content and its location in the Service (a link, screenshot, or description enabling location); (d) a statement that the complainant believes in good faith that the use of the content is not authorized by the rights holder or by law; (e) the complainant's signature (including an electronic signature).
13.3 Handling a notice: The Operator will examine such notices promptly, and may — according to the examination — remove the content or block access to it, inform the user who uploaded the content (who may respond to the claims), and restore removed content if persuaded that the removal was not justified.
13.4 Repeat infringers: The Operator may suspend or permanently close the account of a user found to be a repeat infringer — including a user with respect to whom more than two takedown notices were received and found substantiated.
13.5 This mechanism applies, mutatis mutandis, also to claims of infringement of other rights in content — including invasion of privacy and defamation.
13.6 Nothing in this Section derogates from any right or remedy under law, of a rights holder or of a user.
14.1 Nature of the Service: The Service is a platform for information, social content, and learning. The Service is intended for informational, educational, entertainment, and social-discussion purposes only.
14.2 No license: The Operator and the Service are not licensed under the Advice Law and do not engage in investment advice, investment marketing, or investment portfolio management. The Operator is not an investment adviser, not an investment marketer, not a portfolio manager, not a broker or agent, not an exchange member, not a banking corporation, not a tax adviser, and not a lawyer — and owes you no fiduciary duties or other duties imposed on holders of such licenses.
14.3 No recommendation and no offer: Nothing in the Service — including system content, User Content, market data, charts, courses, predictions, price alerts, watchlists, and any other content — constitutes or will be deemed: investment advice or investment marketing; tax advice or legal advice; a recommendation, opinion, or expression of a position regarding the advisability of investing in, holding, buying, or selling a Financial Asset; an offer or invitation to buy or sell a Financial Asset; or a solicitation to adopt any investment strategy.
14.4 Generic content only: All content in the Service is generic in nature. It is not tailored to the particular data, needs, objectives, or circumstances of any person, and is not a substitute for investment advice or investment marketing by a licensed provider that takes into account the particular data and needs of each person. Before making a material financial decision, consider consulting a licensed professional (an investment adviser, tax adviser, or lawyer — as applicable).
14.5 User Content — the author's own view: User Content reflects solely the opinion of the user who published it. The Operator does not verify its accuracy, does not validate it, and does not adopt it. Users of the Service may hold positions in Financial Assets they discuss and may change those positions at any time without notice.
14.6 Risk: Investing in Financial Assets involves risk, including the risk of losing the entire invested amount. Capital markets are volatile, and prices may rise and fall.
14.7 Your responsibility for your decisions: You are solely responsible for evaluating the information and content in the Service and for any decision — investment, financial, tax, or legal — that you make. The Operator is not a party to transactions you carry out outside the Service and is not responsible for them.
14.8 Nothing in this Section exempts any user from obligations applying to them under law, including under the Advice Law and the Israeli Securities Law, 5728-1968.
15.1 Sources: Market data in the Service is received from third-party providers, including — as of the date of this version of the Terms — Finnhub and Yahoo Finance (stocks and indices), CoinGecko and Binance (cryptocurrencies), and Tel Aviv Stock Exchange (TASE) symbol mapping for Israeli securities. The identity of providers may change from time to time, and current information will appear in the Service.
15.2 Data timeliness: Market data in the Service is, as a rule, delayed data; data for a few cryptocurrencies is received as a continuous stream and updates immediately. The length of the delay varies by source and exchange, and the Operator does not undertake that any figure displayed in the Service is real-time data. Alongside prices displayed in the Service, the data source, delay status, update time, and currency are, as a rule, indicated.
15.3 No warranty of accuracy: The data is received from sources the Operator believes to be reliable, but the Operator does not control them and does not vouch for their accuracy, completeness, continuity, timeliness, or availability. Errors, omissions, disruptions, delays, and interruptions may occur — both at the data source and in the manner of its display.
15.4 Source records prevail: In any case of conflict or inconsistency between data displayed in the Service and the official records of the relevant exchange or the data provider — the official records of the exchange or the provider, as applicable, prevail.
15.5 Personal display only; no redistribution: Market data and third-party content are available for personal viewing within the Service only. You may not copy, systematically store, reproduce, redistribute, republish, sell, license, stream, display outside the Service, or make non-display use of the data — including feeding it into algorithmic systems, creating derivative products or indices, and systematic export — whether for consideration or without it.
15.6 Market data and third-party content are not investment advice, and the provisions of Section 14 apply to them in full.
15.7 Trademarks, logos, and content of third parties appearing in the Service belong to their owners, and their display does not imply sponsorship of or endorsement of the Service by their owners, or of them by the Service.
16.1 Past returns are no indication of future returns. Historical data, charts, and past performance of a Financial Asset, a strategy, or a market — do not constitute an indication, promise, or guarantee of any future performance, return, or result.
16.2 The past performance of a user of the Service — including in the prediction game, in predictions they published, or in the virtual portfolio — is not a reliable measure of their future performance or accuracy.
17.1 Simulation only: The virtual portfolio in the Service is a simulation and learning tool. It involves no real money; no real transactions are executed through it; the Operator does not execute, route, or transmit trading orders; does not hold user funds or assets for users; and does not provide brokerage or custody services.
17.2 Hypothetical results: Results displayed in the virtual portfolio are hypothetical results. Hypothetical performance results have many inherent limitations. No representation is made that any real account will or is likely to achieve profits or losses similar to those shown; in practice, there are frequently sharp differences between hypothetical results and results actually achieved.
17.3 No financial risk in simulation: Simulated trading involves no financial risk, and no simulated trading record can fully reflect the impact of financial risk on actual trading — including the ability to withstand losses and to adhere to a strategy despite losses.
17.4 What the results do not include: Virtual portfolio results do not reflect, among other things, commissions and management fees, taxes, spreads, slippage, financing costs, liquidity constraints, market depth, and actual execution timing — and they are based on delayed market data as set out in Section 15.
17.5 The virtual portfolio is not investment advice and not a recommendation, and its results are no indication of results that would be achieved in a real account.
18.1 The prediction game in the Service is intended for entertainment, education, and learning purposes only.
18.2 Virtual scoring only: Scores, points, rankings, badges, and symbols in the game are virtual only: they have no monetary value or money's-worth; they are not transferable, convertible, withdrawable, or redeemable — for money, money's-worth, goods, or services; and they confer no proprietary right.
18.3 No consideration and no prizes: Participation in the game involves no payment or consideration of any kind, and no prizes of money or money's-worth are awarded in it.
18.4 Prediction outcomes are determined on the basis of the market data in the Service (Section 15). The Operator may, at its reasonable discretion, correct, adjust, or reset scores and results — including following a data error, a malfunction, or abuse — and may change the game rules or discontinue the game, subject to Sections 2–3.
18.5 The current game rules, to the extent published, appear in the Service and form part of the Terms; in any conflict — the Terms prevail.
18.6 The game is not investment advice, not a recommendation, and not an inducement to carry out any transaction in any Financial Asset; and the provisions of Sections 14 and 16 apply to it.
18.7 Apple is not a sponsor of, or involved in, this activity in any manner.
19.1 The Service may include links to third-party websites, applications, services, or content, as well as content embedded from external sources.
19.2 Such links and content are provided for convenience only. They do not imply sponsorship, endorsement, or responsibility of the Operator for their content, availability, policies, or practices, and their use is at your own responsibility and subject to the terms of use and privacy policies of those third parties.
20.1 All rights, including intellectual property rights, in the Service and all its components — including the design, source code, interfaces, structure, data collections as arranged and organized in the Service, the names and marks "Stockast" and "StockTok", the logo, templates, stickers, and creation tools — excluding User Content and third-party content — belong to the Operator or its licensors, and are protected under intellectual property laws in Israel and worldwide.
20.2 Creative components that the Operator makes available to users (such as templates and stickers) are intended for use within the creation of User Content in the Service only.
20.3 Except for the limited license in Section 6, you are granted no right in the Service or its components, and you may not copy, distribute, transmit, publish, or exploit them without the Operator's prior written consent.
20.4 Feedback: If you provide the Operator a suggestion, idea, or feedback in connection with the Service — you grant the Operator a worldwide, non-exclusive, royalty-free, perpetual, irrevocable license to use the feedback, including to implement it and incorporate it into the Service, with no obligation of compensation, attribution, or confidentiality. This does not transfer ownership of the feedback or of your works.
21.1 The handling of personal data within the Service is governed by the Service's Privacy Policy, which forms an integral part of the Terms.
21.2 The Privacy Policy details, among other things, the types of data collected, the purposes of use, the recipients of data, user rights — including data export and account deletion from within the App — and retention and deletion periods.
22.1 Downloading the App from Apple's App Store or from Google Play is also subject to the terms of use of the relevant store operator.
22.2 The license layer on Apple devices: The license to use the App copy downloaded from the App Store is subject to Apple's standard Licensed Application End User License Agreement (the "Standard EULA"), as published by Apple, to the extent not replaced by a custom license agreement. These Terms govern the relationship between you and the Operator with respect to the Service; in any conflict between these Terms and Apple's mandatory terms with respect to the App license — Apple's mandatory terms apply, to the extent required only.
22.3 The agreement is with the Operator, not with Apple: The Terms are concluded between you and the Operator only — not with Apple. Apple is not a party to the Terms, is not the owner of the Service, and is not responsible for the App or its content.
22.4 Maintenance and support: Responsibility for maintaining and supporting the App, to the extent provided, rests with the Operator alone. Apple has no obligation whatsoever to furnish any maintenance or support services with respect to the App.
22.5 Warranty: To the extent a warranty applies to the App that cannot be disclaimed under law, in the event of the App's failure to conform to that warranty you may notify Apple, and Apple will refund you the price you paid for the App, if paid (the App is currently provided free of charge). To the maximum extent permitted by law, Apple has no other warranty obligation whatsoever with respect to the App, and any other claims, losses, liabilities, damages, costs, or expenses attributable to a failure to conform to such warranty are the Operator's responsibility.
22.6 Claims regarding the App: The Operator — not Apple — is responsible for addressing any claim by you or a third party relating to the App or your possession and use of it, including: (a) product liability claims; (b) a claim that the App fails to conform to a legal or regulatory requirement; (c) claims under consumer protection, privacy, or similar legislation.
22.7 Intellectual property claims: In the event of a third-party claim that the App, or your possession and use of it, infringes intellectual property rights — the Operator, not Apple, will be responsible for the investigation, defense, settlement, and discharge of the claim, to the extent required under Apple's terms.
22.8 Legal compliance: You represent and warrant that (a) you are not located in a country subject to a U.S. Government embargo or designated by the U.S. Government as a "terrorist supporting" country; and (b) you are not listed on any U.S. Government list of prohibited or restricted parties.
22.9 Third-party terms: When using the Service, you must also comply with applicable third-party agreements that apply to you (for example, your telecommunications carrier's terms or the app store's terms).
22.10 Third-party beneficiary: Apple and Apple's subsidiaries are third-party beneficiaries of the Terms to the extent they relate to the App license on Apple devices, and upon your acceptance of the Terms, Apple will have (and will be deemed to have accepted) the right to enforce the Terms against you as a third-party beneficiary.
22.11 Google Play: To the extent the App is distributed via Google Play, the Google Play Terms of Service also apply to the download. Google is not a party to the Terms and is not responsible for the Service or its content.
22.12 The party responsible for the App and its content: The Operator — Yarin Zaks — is responsible for the App and its content. Inquiries and complaints: support@stockast.app. An address for service of notices will be provided upon written request to that email address. (See also Section 29.)
23.1 The Service, including all content, data, and features in it, is provided "as is" ("AS-IS") and "as available" ("AS-AVAILABLE") (in the binding Hebrew text: "כמות שהוא").
23.2 Without derogating from express undertakings the Operator has assumed in these Terms, the Operator does not warrant: that the Service will operate continuously, without malfunctions, errors, or interruptions; that the Service will be completely immune to unauthorized access; that the content and data in the Service will be accurate, complete, or up to date; or that the Service will fit your particular purpose or need; or that the Service, including its content and data, does not infringe any third-party right.
23.3 This description reflects the nature of a service provided free of charge, relying on delayed third-party data, on communications networks, and on external providers' infrastructure.
23.4 Nothing in this Section derogates from any liability or obligation that cannot be contracted away or excluded under law.
24.1 Basic allocation of responsibility: The Service displays information and content as set out in the Terms; decisions — including investment decisions — are made by you and at your sole responsibility, as set out in Section 14. The Operator is not a party to transactions you carry out outside the Service and is not responsible for them or their consequences.
24.2 Indirect damages: Subject to any law, the Operator will not be liable for indirect, consequential, special, or punitive damages, including loss of profit, loss of income, loss of data, loss of business opportunity, or damage to reputation — arising from the use of the Service or the inability to use it.
24.3 Liability cap for direct damages: Without derogating from Sections 24.4–24.6, the Operator's total aggregate liability toward you for direct damages, on any ground whatsoever (contractual, tortious, or other), in connection with the Service or the Terms — will not exceed the sum of ILS 1,000 (one thousand new Israeli shekels).
24.4 Exceptions to the cap and the limitations: Notwithstanding anything in the Terms, nothing in the Terms limits or excludes the Operator's liability: (a) for bodily injury; (b) for damage caused by an intentional act (in willful misconduct — "זדון"); (c) for any other liability that under law cannot be limited or excluded.
24.5 Savings of law: Nothing in the Terms limits or excludes liability that cannot be limited or excluded under applicable law.
24.6 Consumer rights: You may have additional rights under law, including consumer law, which cannot be modified, conditioned, or waived by terms of service — and nothing in the Terms derogates from them.
25.1 You undertake to indemnify the Operator for any monetary liability imposed on it by a final judgment, or by a settlement made with your consent, as well as for reasonable expenses (including reasonable attorneys' fees) — all due to a third-party claim or demand arising from one of the following:
(a) a material breach of the Terms by you;
(b) User Content you published that violates law or third-party rights;
(c) your use of the Service in violation of law.
25.2 The Operator will notify you within a reasonable time of any such claim or demand, will allow you to defend against it, and will not settle on your behalf without your consent.
25.3 Nothing in this Section derogates from the Operator's rights under law.
26.1 Termination by you: You may stop using the Service at any time, and may delete your account from within the App (settings screen). The deletion request is acknowledged in-app and takes effect immediately (the account is deactivated), and it may be cancelled during the 30 days following the request by contacting support at support@stockast.app; if not cancelled — the data and content associated with the account are deleted automatically, subject to Section 10.7, at the times and in the manner detailed in the Privacy Policy.
26.2 Termination or suspension by the Operator: The Operator may suspend or close an account, or restrict access to the Service, in whole or in part, where a reasonable ground exists — including: a material or repeated breach of the Terms or the Community Guidelines; unlawful activity or a substantial concern of it; risk to users, third parties, the Service, or the Operator; a requirement under law or an order of a competent authority; and security considerations. As a rule, measures will be graduated according to the severity of the breach; however, an egregious or repeated breach may lead to immediate closure without warning, as set out in Section 12.6.
26.3 Prolonged inactivity: The Operator may close an account that has not been used for a period exceeding twenty-four (24) months, provided that you were given prior notice of at least thirty (30) days through the contact channels registered to your account, and you did not resume using the Service during that period.
26.4 Discontinuation of the Service: If the Service is discontinued entirely — the provisions of Section 3.3 apply.
26.5 Consequences of termination: Upon termination, the license in Section 6 expires, and the data and content associated with the account are deleted in accordance with Sections 10.7 and 26.1 and the Privacy Policy.
26.6 Survival: The provisions of the Terms which by their nature are intended to apply after termination — including the sections regarding intellectual property (Section 20), User Content in its limited survival components (Section 10.7), no advice (Section 14), disclaimer of warranties (Section 23), limitation of liability (Section 24), indemnification (Section 25), governing law and jurisdiction (Section 27), and the "Miscellaneous" section (Section 28) — will continue to apply after termination, for any reason whatsoever.
27.1 The Terms, the Service, and any claim or dispute connected with them are governed by the laws of the State of Israel and will be interpreted in accordance with them — without giving effect to their international choice-of-law rules; the United Nations Convention on Contracts for the International Sale of Goods (CISG) will not apply.
27.2 The exclusive place of jurisdiction for any matter relating to the Terms and the use of the Service, including the Privacy Policy, is the courts with subject-matter competence in the Tel-Aviv–Jaffa district.
27.3 Before commencing a proceeding, every user is invited to contact the Operator at support@stockast.app to clarify and attempt to resolve the matter. Such contact is not a precondition to commencing a proceeding and does not derogate from any right.
27.4 The Terms contain no mandatory arbitration clause, and nothing in them excludes or limits any procedural right available to you under law, including the right to bring proceedings under the Israeli Class Actions Law, 5766-2006.
28.1 Severability and adaptation to law: If a competent forum determines that any provision of the Terms is void, invalid, or unenforceable — that provision will apply to the maximum extent permitted under applicable law, or will be replaced by a valid provision closest to its purpose, and the remaining provisions of the Terms will remain in force.
28.2 Assignment: The Operator may assign or transfer its rights and obligations under the Terms — including in connection with incorporation (establishing a corporate entity for the Service's operation), reorganization, merger, or a sale or transfer of the Service's operations — provided that the assignee assumes the Operator's obligations under the Terms and that your rights are not prejudiced by the assignment as such; notice of such an assignment will be given in the manner set out in Section 28.6. You may not assign or transfer your rights or obligations under the Terms without the Operator's prior written consent.
28.3 Force majeure: The Operator will not be liable for a delay in or failure of performance of an obligation under the Terms originating in circumstances beyond its reasonable control — including war, hostilities and terrorism, natural disaster, epidemic, fire, power or communications outages, failures in infrastructure or at external service providers, and cyber-attacks — provided that it acted reasonably to mitigate the harm.
28.4 Entire agreement: The Terms, together with the documents referenced in them (the Privacy Policy, the Legal Disclaimer, the Community Guidelines, and the prediction-game rules, to the extent published), constitute the entire agreement between you and the Operator in connection with the Service, and replace any prior version, representation, or understanding — including the terms of service that applied to the Service under its former name, StockTok.
28.5 No waiver: The Operator's refraining from enforcing a right under the Terms, or enforcing it late, will not be deemed a waiver of the right and will not prevent its enforcement in the future.
28.6 Notices: Notices from the Operator to you will be given in one or more of the following ways: a notice in the Service (including a prominent notice in the App), a push notification, or an email to the address registered to your account. Notices from you to the Operator will be given in writing to support@stockast.app. An email notice will be deemed delivered on the first business day after it is sent; a notice in the Service — upon its display.
28.7 Headings and interpretation: Section headings are for convenience only and will not be used for interpretation. "Including" — including but not limited to.
28.8 Language: As stated in the Introduction, the Hebrew version of the Terms is the binding version, and translations are provided for convenience only.
29.1 The Operator: The "Stockast" service is operated by Yarin Zaks, a sole individual operator, Israel (in these Terms: the "Operator").
29.2 Brand continuity: Stockast is the new name of the service formerly operating under the name StockTok. It is the same service and the same operator. The name change does not alter the identity of the parties to the agreement, and does not derogate from consents, licenses, permissions, or undertakings given or created under the former name — all of which continue to apply in full. Any reference to StockTok in the Service's documents, settings, or prior communications will be read as a reference to Stockast.
29.3 Contact: For inquiries, questions, reports, and complaints: support@stockast.app. This is the Operator's official contact channel for any matter relating to the Terms and the Service, and the Operator maintains it as an active channel. An address for service of notices will be provided upon written request to that address.
29.4 Website: stockast.app. During the transition from the StockTok brand, the Service's legal documents may also be published at stocktokapp.com; the current and binding version is the version published in the Service.